Watercolor Blue Cash Stuffing 100 Envelope Challenge Tracker Stickers 2 sheets individually labeled 1-100 to save 5,500.00

Do you control your money or does your money control you? Which is better? YOUR control of course.
Getting into the Cash Budgeting System can be very rewarding. It can also be daunting and scary.

It is WELL WORTH the hassle. Imagine a life where your car breaks down and you are able to shrug and say, no problem. Sucks wide but it's not going to break you because...that's where your emergency fund comes into play. Cash reserves make unexpected wallet-breaking expenses manageable. It's still going to hurt to shell out for a repair but at least you won't have to skip a bill or use credit to pay for it. Or worse, not be able to get that car fixed.

Cash budgeting helps with all that. It won't be easy or fast, it may not be pretty, but it can be done and in less than a year you can have a sizable emergency fund with real dedication and discipline. That means skip UberEats and cook your own meals. :)

The 100 Envelope 5,500.00 Challenge is perfect! We subscribe to the theory that you assess the amount, find the sticker that matches the amount you have for your fund and place it in an envelope. When you run out of stickers and assuming you've not grabbed a bit of the ready here and there, you'll have 5,500.00!

FIVE THOUSAND, FIVE HUNDRED DOLLARS! Say it again. Keep saying it. Know why you are shedding blood, sweat and tears.

FIVE THOUSAND, FIVE HUNDRED DOLLARS

Cool huh?

The other way, which we aren't fond of because everyone needs a bit of wiggle room, is to label all envelopes, pick one at random and stuff it. Sounds simple. It's not that easy.

It's payday. You've divided up your cash where it's supposed to go for your expenses and you grab a random envelope and it's the 98.00 envelope. Crap. You don't have 98.00. Unless you are incredibly disciplined, which means you probably aren't the Free Spirit, then you are going to quietly slip that 98.00 envelope back in the stack. If you're the Nerd, you'll paw through until you find one that matches the amount you have. If you are the Free Spirit (that would be Maria!) then it's likely you'll take that cash and find something to buy :)

While both methods have their pros and cons, how they end up is the same. With $5,500.00 in cold hard CASH. You can do it as many times as you'd like, in the amount of time you'd like. It's best to have some discipline and be steady. Got 10.00 bucks? Skip the 5bucks coffee and get it at home. Not the same naturally but you don't want to be the same as everyone else. There is always time to get that fancy coffee after you've met your goals.

Live like no one else so later you can LIVE like no one else
-Dave Ramsey

You're still here? Okay...keep reading!

About this item. These little stickers make stuffing fun. And visual. We are all visual creatures and most of us like instant gratification. Or at least Maria, the Free Spirit does! Bart, the Nerd, can look at the envelopes and have a very clear idea where and what and how much. Maria looks at the same thing and just wants to peek at the cash. Maybe caress it a bit. 😉 But not in a weird way!

With these stickers, you are looking at the sheets and see which ones have been used. It's a little like vacuuming the carpet. The lines in the carpet are like little back pats of accomplishments. They are instantly gratifying and tell you that you've done something.

Same with the stickers. Imagine your delight and, yeah, it'll happen, the teeny bit of smug you'll have when you see all those empty sticker slots. Now you can have that coffee. Giving yourself rewards, reasonable rewards, is a healthy way to keep you on-track.

Enjoy that Venti Frap with half whip and xtra caramel.
Then start over.

Sheet Size: 4.75 x 7 inches
Sticker Size Apx .5 inch - .5 inch
These are small, cute and fun to use.

Laser Printed on Matte White Sticker Paper and shipped within 1 day of order.
Ships via USPS First Class for free.
(upgrades available in checkout)

Still with me? Cool! Keep reading.

We've done the Dave Ramsey version for many years. Now it's a way of life. It works. It really does but only if you have dedication. If you are a couple, it takes each person to work together and find that balance between what you want and what you need. Both are not exclusive. Keep doing it until you can pay cash for that car, that new cell phone, that new iPad. Whatever you want to buy, pay cash and done.

Imagine a life with no car payments, no credit card debt, no loan payments and eventually, no house payment. It can be done. DO IT! Be like Nike and just do it. I can promise you that if you do it, stick with it and don't cheat, you'll be a better person for it. The biggest reason a couple might argue is over money. If you've a plan and both work it, no more arguments. Less stress, happier life. Big win.

We've done the debt snowball. We've done the cash envelope system. It worked for us. We shed tears, gone without seeing that new blockbuster movie, drove older cars and sold things that we didn't need. We've skipped vacations and cooked at home when eating out sounded better. We did our own yard work instead of hiring it done, fixed things we could on our own and learned the difference between credit and cash.

Being debt-free is a lifestyle and like all lifestyles, it requires work and effort. But the rewards? They are infinite and with practice and dedication, you'll carry the rewards on to your children (if you have littles) and their children.

If you have any questions at all, please message us. We answer amazingly fast and we've been where you are.

♥

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